• Check for lenders contact information like phone number, email address and physical address.
  • Verify the online reviews by customers given for the lender.
  • Check the professional reviews on trust worthy lenders.
  • Make sure it has a Reserve Bank of India's (RBI's) mobile-only Non-Banking Financial Company (NBFC) license which allows them to give you that loan.
  • Review the app permissions regularly and give access permissions as per the purpose of the app only.