Background

In March 2023, Ankit Tuli, a resident of Karnail Singh Nagar, Ludhiana, received a WhatsApp call from an unknown number. The caller claimed to have mistakenly transferred ₹1,000 into Ankit's e-wallet and requested him to return the money. The caller even shared a screenshot confirming the payment, making the request seem genuine.

The Scam Unfolds

The caller, sounding sincere and apologetic, asked Ankit to scan a QR code to return the ₹1,000. Trusting the caller, Ankit scanned the QR code. However, instead of transferring ₹1,000, ₹23,000 was debited from his account. Realizing he had been scammed, Ankit tried to contact the caller, but the number was unreachable.

Emotional Manipulation

The scammer used emotional manipulation, creating a sense of urgency and trust. By sharing a screenshot and sounding genuine, the scammer convinced Ankit to act quickly without verifying the information.

Realization and Aftermath

Ankit reported the incident to the local police, who issued an advisory warning residents about such scams. The police emphasized the importance of verifying unexpected money transfers and being cautious of requests to return money.

This case study underscores the importance of vigilance and verification in preventing such scams. Stay informed and protect yourself from falling victim to these fraudulent schemes.

Ref.: 1. Beware of random fund transfers, police advise digital wallet users - The Hindu

2. 'Money transferred by mistake': Beware, it's a trap of fraudsters | Ludhiana News - Times of India
3. Elderly woman loses Rs 50,000 in money transfer scam: What is this online scam targeting senior citizens and how to stay safe - Times of India
4. Fraud alert! Scamsters using mobile payment application to con you | Mint