Pretexting is the act of creating and using an imaginary scenario to engage a targeted victim and manipulate them in a manner that they are influenced to provide sensitive information.

Example: impersonate co-workers, police, bank officials, tax authorities etc.,

The fraudsters gather information related to the potential/targeted victim from various sources like social media accounts or use personal information collected from previously disclosed information.  They collect this data to impersonate someone and to create a credible story for establishing trust for collecting information or committing fraud.

Examples of data that is gathered: job title, company, office location, home address, date of birth, names of known friends/relatives etc.,

Ultimately, pretexting is a type of cyber fraud where the fraudster tries to impersonate someone or create a non-existent scenario to gain access to information they require to commit fraud.